CD Ratewatch: Top CD Rates

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CD RATEWATCH
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Top Consumer CD Rates from the Nation's Strongest Banks (Annual Percentage Yields are surveyed each Wednesday. These APYs were surveyed on Wednesday 5/16/2012.)
Rates are subject to change without notice. Please contact institution before investing.
BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates.

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Money Market/Savings Accounts

Institution City, State Stars Phone Min APY MORE INFO

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $2,500.00 0.850%

Sallie Mae Bank Murray, UT $1.00 0.850%

AIG Federal Savings Bank Wilmington, DE 866-244-4440 $100,000.00 0.820%

Nationwide Bank Columbus, OH 877-422-6569 $1,000.00 0.810%

First Internet Bank IN Indianapolis, IN 888-873-3424 $100.00 0.800%

90 Day CDs

Institution City, State Stars Phone Min APY MORE INFO

EverBank Jacksonville, FL 888-882-3837 $1,500.00 0.530%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 0.450%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 0.450%

California First NB Irvine, CA 800-735-2465 $5,000.00 0.400%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.400%

180 Day CDs

Institution City, State Stars Phone Min APY MORE INFO

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $5,000.00 0.800%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 0.760%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.750%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 0.700%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 0.650%

1 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.080%

CIT Bank Salt Lake City, UT 855-462-2652 $1,000.00 1.060%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 1.060%

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $5,000.00 1.050%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.900%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 0.900%

Sallie Mae Bank Murray, UT $1.00 0.900%

18 Month CDs

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.100%

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $5,000.00 1.050%

CapitalSource Bank Los Angeles, CA 888-433-4272 $10,000.00 1.050%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 0.950%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.950%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 0.950%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 0.950%

2 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

CIT Bank Salt Lake City, UT 855-462-2652 $1,000.00 1.200%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 1.160%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.150%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.150%

California First NB Irvine, CA 800-735-2465 $5,000.00 1.100%

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $5,000.00 1.100%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 1.100%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.100%

CapitalSource Bank Los Angeles, CA 888-433-4272 $10,000.00 1.100%

30 Month CDs

Institution City, State Stars Phone Min APY MORE INFO

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 1.200%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.200%

EverBank Jacksonville, FL 888-882-3837 $1,500.00 1.060%

5 Star Bank Co Ind Bk Colorado Springs, CO 800-776-2265 $1,000.00 1.050%

American Bank/pcbanker.com Allentown, PA 888-960-5050 $500.00 1.010%

3 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

CIT Bank Salt Lake City, UT 855-462-2652 $1,000.00 1.420%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.350%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.350%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 1.310%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.300%

Sallie Mae Bank Murray, UT $1.00 1.300%

4 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.600%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.550%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.550%

Easthampton Savings Bank Easthampton, MA 413-527-4111 $1,000.00 1.500%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 1.500%

5 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

Third Federal Savings and Loan Cleveland, OH 800-844-7333 $500.00 1.800%

Easthampton Savings Bank Easthampton, MA 413-527-4111 $1,000.00 1.750%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.750%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 1.700%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.700%

Long Term CDs (6-10 Year)

Institution City, State Stars Phone Min APY MORE INFO

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 2.250%

Third Federal Savings and Loan Cleveland, OH 800-844-7333 $500.00 2.000%

Flushing SB/iGObanking.com Flushing, NY 888-432-5890 $1,000.00 1.800%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $1,000.00 1.750%

Fulton Bank Lancaster, PA 877-726-5463 $1,000.00 1.750%

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Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc.. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark. Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.